When a legal holiday differs from the corresponding federal holiday, a banking institution may be closed on both holidays.
**When a holiday falls on a Saturday, it is observed the Friday before. If the holiday falls on a Sunday, the observance is on the following Monday.
2004
January 1 (Thursday)
New Year's Day
January 19 (Monday)
Dr. Martin Luther King, Jr., Birthday*
February 16 (third Monday)
Presidents' Day
April 9
Good Friday
May 31 (Monday)
Memorial Day*
July 5 (Monday)
Independence Day*
September 6 (first Monday)
Labor Day
October 11 (Monday)
Columbus Day*
November 11 (Thursday)
Veterans' Day
November 25 (fourth Thursday)
Thanksgiving Day
December 24 (Friday)
Christmas Day**
December 31 (Friday)
New Year's Day 2005**
2003
January 1 (Wednesday)
New Year's Day
January 20 (Monday)
Dr. Martin Luther King, Jr., Birthday*
February 17 (third Monday)
Presidents' Day
April 18
Good Friday
May 26 (Monday)
Memorial Day*
July 4 (Friday)
Independence Day
September 1 (first Monday)
Labor Day
October 13 (Monday)
Columbus Day*
November 11 (Tuesday)
Veterans' Day
November 27 (fourth Thursday)
Thanksgiving Day
December 25 (Thursday)
Christmas Day
2002
January 1
New Year's Day
January 21
Dr. Martin Luther King, Jr.'s Birthday
February 18 (third Monday)
Presidents' Day
March 29
Good Friday
May 27
Memorial Day
July 4
Independence Day
September 2 (first Monday)
Labor Day
October 14
Columbus Day
November 11
Veterans' Day
November 28 (fourth Thursday)
Thanksgiving Day
December 25
Christmas Day
*If the U.S. Congress designates another day for observance, the day named by Congress becomes the legal date.
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